1. Data Collection and Security

AMX FINANCE (UDYAM-JH-20-0063485) adheres to strict financial data protection protocols. Personal Identifiable Information (PII), financial histories, and banking data collected for the purpose of loan processing or financial consulting are stored securely and encrypted.

2. Explicit Consent for SMS and RCS Messaging

By providing your mobile phone number to AMX FINANCE (via our website, application forms, or in-person), you explicitly consent to receive transactional and promotional communications from us via SMS, RCS (Rich Communication Services), or WhatsApp. This overriding consent applies even if your number is registered on a Do Not Disturb (DND) list. These messages may include loan status updates, EMI reminders, OTPs, and promotional financial offers. Standard message and data rates may apply depending on your mobile carrier. You may opt out of promotional messages by contacting our support team.

3. Third-Party Disclosure

Your financial data is strictly used for internal underwriting and assessment. We do not sell your data to external marketing agencies. Data may only be shared with credit bureaus (like CIBIL) or regulatory authorities as required by Indian law.

4. Contacting the Grievance Officer

If you have concerns about your data privacy, please contact Amar Kumar Raha at Amarkumarraha@amxfinance.online or visit our Morabadi, Ranchi office.