1. General Overview

By accessing amxfinance.online or utilizing our financial services, you are entering into a binding agreement with AMX FINANCE, a registered entity based in Ranchi, Jharkhand (UDYAM-JH-20-0063485).

2. Digital Communication and SMS/RCS Agreement

By registering your contact details with AMX FINANCE, you acknowledge and legally agree that we may contact you via phone call, SMS, or RCS (Rich Communication Services) messaging. These communications are essential for delivering order confirmations, EMI reminders, loan processing updates, and promotional financial offers. You agree that such communications do not constitute spam and override DND settings. Standard carrier messaging rates may apply.

3. Loan Approval Disclaimer

Submission of an application or inquiry on this website does not guarantee loan approval or financial sanction. All loan applications are subject to rigorous credit checks, income verification, and the internal underwriting policies of AMX FINANCE. Interest rates are variable based on the applicant's risk profile.

4. Accuracy of Information

Applicants must provide 100% accurate information. Providing false banking details or fabricated income statements will result in immediate rejection and potential legal action under financial fraud regulations.

5. Governing Jurisdiction

These terms are strictly governed by the financial laws of India. Any disputes arising from loan agreements, consultancy, or website usage shall be resolved exclusively under the jurisdiction of the courts in Ranchi, Jharkhand.